Concluding Thoughts

Concluding Thoughts

We appreciate that you have taken the time to read this book. You are going through a very difficult time in your life, and we know that you have a lot going on. We very much hope you have found this book helpful, as our primary goal was to help educate you about Oregon wrongful […]

Life Insurance

Life Insurance

If your loved one had life insurance, that policy should pay separately from any wrongful death claim. People usually name specific beneficiaries in their life insurance policies. If the life insurance policy does name specific beneficiaries, then the life insurance company should pay those claims. Some people also have Accidental Death clauses added to their […]

Insurance Policy Limits Oregon

Insurance Policy Limits Oregon

Every insurance policy has limits. This is the maximum amount that the insurance company will have to pay. Automobile insurance limits are typically quoted as two numbers with a slash between them. For example, as of this writing, ORS 806.070 requires that an automobile policy issued in Oregon must have liability limits of at least […]

What happens if I was injured by someone who is uninsured or underinsured?

What happens if I was injured by someone who is uninsured or underinsured?

If you’ve been injured by someone who is uninsured or underinsured, it can be difficult to understand what your claim is worth under your policy. It can also be frustrating since your own insurance company will probably try to pay as little as possible on your claim—even if you have coverage for this type of […]

Should I sign the information releases that the insurance adjuster gave me?

Should I sign the information releases that the insurance adjuster gave me?

It is very important that you do not sign any release forms that you received from an insurance adjuster without first talking to an attorney. Remember that the insurance adjuster’s main goal is to keep the payments they make to accident victims like you as small as possible. That’s why we are here for you—to […]

How to Negotiate with a Personal Injury Claims Adjuster

How to Negotiate with a Personal Injury Claims Adjuster

As an injured person in an accident, or someone who has sustained damages to a vehicle in a car accident, one of your next steps will be to work with a personal injury claims adjuster.  This can be a stressful experience for some people, especially for those people who have no idea what to expect […]

Understanding Insurance Policy Limits

Understanding Insurance Policy Limits

Every insurance policy has limits. This is the maximum amount that the insurance company will have to pay. Automobile insurance limits are typically quoted as two numbers with a slash between them. For example, as of this writing, ORS 806.070 requires that an automobile policy issued in Oregon must have liability limits of at least […]

How many Uninsured Drivers are out there?

How many Uninsured Drivers are out there?

The Insurance Research Council conducted a study in 2009 that found about 10% of Oregon drivers (and one in seven drivers nationwide) were driving without insurance, and in January 2009 wrote “approximately one in six drivers across the United States may be driving uninsured in the coming years.” The study also found that when the […]