Can I Sue A Car Insurance Company After an Accident?

What to Do If You ARE Seriously Injured in a Car Accident in Portland

While you can’t technically sue a car insurance company after a car accident, you can bring a claim against the at-fault driver’s insurance policy. Insurance companies, regardless of how necessary and helpful, are ultimately out to make money. That means that even if a car insurance provider offers you what appears to be a good settlement of your car accident claim, you should make sure you know what you are agreeing to before signing any paperwork.

In fact, the first offer from an insurance company probably isn’t one you want to take, and you may have to file a lawsuit against the car insurance policy holder to get the settlement you deserve. If you are injured in a car accident that was not your fault, you are entitled by Oregon law to be compensated for personal injuries, property damage, lost wages, pain and suffering and more. Consequently, you should be aware that any car insurance company involved in your claim will try to settle with you for as little as possible and discourage you from seeking legal assistance. Once you settle your car insurance claim, going back for more is nearly impossible.

At Shulman DuBois LLC, we recommend that you consult with a personal injury attorney any time you file a car insurance claim with your provider or that of an at-fault party to make sure your right to collect the most in the way of financial assistance is not compromised.

Diners at One Lake Oswego Restaurant had Their Lunch Interrupted

Eating lunch at your favorite restaurant just became more dangerous than you’d have ever though. On Tuesday, March 12, 2013, The Oregonian reported that nine diners at one Lake Oswego restaurant had their midday meals interrupted when a teenager crashed an SUV into the porch and entryway of Casa Del Pollo  Restaurant. Fortunately, only one customer suffered a minor arm injury, but the restaurant didn’t fare as well and a local construction company had to secure and shore up the building until the owner can schedule repairs.

No citations have been issued thus far in this incident, however, Lake Oswego law enforcement are continuing to investigate the mishap and have not yet revealed the name of the teenage driver of the SUV. According to the owner of the restaurant, it was fortunate that more injuries didnt occur as a result of the accident because on most days during lunch hours there are usually several people sitting by the front door an insurance nightmare for both the restaurant owner and the teenager’s auto insurance provider had any of the clientele been seriously injured.

While this incident turned out well, at least in the sense that no one was seriously injured, the repercussions of most car crashes that involve metal encountering mere humans often result in catastrophic, even fatal, injuries that take a toll on finances, health and psychological well-being. One option to consider if you are injured in a car accident where injuries are sustained is to file a claim with a car insurance company for damages.

Steps to Ensure that You File a Claim with the Insurance Company for Damages

Some things to keep in mind:

  1. Get medical attention for your injuries as soon as possible. If you don’t seek medical attention, it will be difficult to prove that you have a personal injury when (if) your lawsuit is litigated.
  2. Carefully comply with the instructions of your doctor. Don’t skip any tests or therapy he or she recommends.
  3. Schedule an appointment with an experienced Oregon personal injury attorney to assist you if you need to file a lawsuit.
  4. Keep all medical records, insurance information, and contact information handy to provide your attorney with the necessary paperwork to file your lawsuit.
  5. Once you hire a personal injury lawyer to help you with your claim, don’t speak with insurance providers or others about your case; let your lawyer speak for you.

At Shulman DuBois LLC, we have had great success in the settlement, mediation, and litigation of car accident insurance claims. As experienced Oregon car accident attorneys, we invite you to take advantage of our free personal injury consultations to evaluate your case. Contact us today for an honest evaluation of your car accident claim and solid advice concerning your chance of collecting damages should you choose to sue a car insurance company.